Since 1909 the Bank of Hiawassee has been serving the people of Towns County, Northeast Georgia and Western North Carolina, and they believe their service is what sets them apart from the rest. Now with three branches, the Bank of Hiawassee is able to offer its customers convenient locations and extended banking hours. Special services include 24-hour telephone banking; ATM service at three locations; merchant credit card services; cashier’s checks; safe deposit boxes; fax and copy machines; credit card (VISA or MasterCard); MasterMoney Card (Debit Card), and, a community room. Bank of Hiawassee is able to provide business and personal banking services. Located within the main branch is Raymond James Financial Services, offering comprehensive financial planning services. (More information on Raymond James appears in Estate Planning/Investments.) The main branch is located at 20 Main Street in downtown Hiawassee, 706-. An additional banking location is in the Ingles Supermarket located on Hwy. 76 in Hiawassee, 706-. This branch is open until 6 p.m. weekday evenings and until 2 p.m. on Saturdays. There is also a full-service branch located on Hwy. 76 in Young Harris, (706) . Information on all branches may be found at .

Stephens Federal Bank , located just off Main St. in the Ingles Shopping Center, offers full service banking including home equity lines of credit, investment property loans, second home loans, commercial loans, construction loans and consumer loans. Assistance with money markets, certificates, traditional IRA’s and Roth IRA’s is also available. For more information contact (706) .

United Community Bank is a full-service bank located in downtown Hiawassee on Main St. United Community Bank now has 16 community banks and 50 banking offices located throughout western and north Georgia and western North Carolina. They are the third largest bank holding company headquartered in the State of Georgia. Their mission is to provide high quality financial and investment services to their market area and to promote economic growth and stability within the community. United Community Bank offers personal banking services plus commercial loans, consumer loans, construction loans, mortgage loans, online banking and online bill pay. United Community Investment Services, located in the Hiawassee branch, handles stocks, bonds, mutual funds, IRA’s and tax-free investments. For more information, contact



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